Everyone should have the opportunity to establish good credit. SAF Acceptance offers that chance to people across the country every day.

Our goal is to provide customers the opportunity to purchase a quality pre-owned or new vehicle, while also helping them establish or rehabilitate their credit.  We understand the challenges of finding financing options when blemishes like open bankruptcies, previous repossessions or foreclosures are part of your credit record – or if you have limited or no credit history.

SAF Acceptance addresses those challenges by offering a range of financing options precisely for these credit scenarios. It has been our specialty since 2016.  Through our network of auto Dealer Partners across the country, you can find the financing you need and be on your way to establishing or rebuilding your credit – and your financial freedom. 

Start building your “credit future” today!   Send us an email with your city, state, and zip code, and we’ll find a SAF Dealer Partner in your area.

Frequently Asked Questions

Can I get a car loan with bad credit?

Yes. We would be happy to help you get the loans you need, regardless of your credit situation. Our finance center will gladly help you get the loans that work best for you.

Will buying a car hurt my credit?

No. Getting a car loan will improve your credit. Then if you make your payments on time, it shows that you are less of a risk to loan officers, making it easy to get a loan in the future.

Can I get a loan if I am a first-time buyer

If you are a first-time car buyer, we can help you begin to build your credit with a car loan. This is ideal for those who have yet to establish a credit history.

What will my new month payments be?

Your monthly payments will be based on your credit profile and the vehicle you are buying.